Monthly Archives: September 2009

Save a Thousand Dollars a Year

Yesterday, I introduced my single, widowed, friend Rene , who shared tips on how she makes an income of 33K a year stretch to provide for her three kids and herself. She’s a cost conscious force to be reckoned with. Here are her tips to save and stay on track budget wise.

Instead of ATM fees, I either [...]

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Live Well on Less:Tips from a Successful Mom

Typically, it’s not the big purchases that put your budget over the edge. It’s the small ones. We don’t notice these as much, but they add up. Suddenly, your fairly decent income is gone. I’ve blogged about my friend who is faced with bankruptcy while having a combined family income of 100K earlier.
Today and tomorrow, [...]

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Freebies that Count

Free stuff? Who doesn’t love to get freebies and deals? Especially if you’ve been struggling fiscally, a few choice free items are like a shot in financial moral booster.  I spend a vast amount of time scouring for the best deals. Often I won’t make any purchase until I’ve compared prices and scouted reward programs, [...]

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In case of emergency- negotiate

When sticking to a budget there are certainly going to be “unknowns”. These hidden financial landmines in your path to debt-free living may blow your budget out of proportion.  How do you deal with a car breaking down, a sick child, or a large necessary purchase?
As many of you know, I’m trying desperately to budget [...]

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Help for the fiscally struggling – Free Prescriptions from Pfizer!

I’m so often blogging about the lack of caring on behalf of the medical industry or it’s violating of our wallets, lives and fiscal opportunities, I thought I’d share another side- a positive side. Medical bills do cause 61% of all bankruptcies, and if you follow me on here, you may know of or be [...]

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Celebrating the Smallest Steps

It’s been a rough year for most of us. 2008/2009 has seen the economy flat line a few times. After economic CPR, a faint fiscal pulse has been found and life is still present.
 Many of you reading this are college students, perhaps worried about what kind of work will be available upon graduation and fearing [...]

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Why the economy needs Ellen DeGeneres.

Hurray! Paula’s out, Ellen’s in!
I’m thrilled that Ellen DeGeneres has been picked as a new judge on American Idol’s upcoming season. Frankly, Paula reminds me of the former gluttonous economy and I’m sick of looking at her. I’ll pause here for a moment, (while you get the Kleenex out), long enough to state I like [...]

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Paying Off a Loan- What Are the Choices?

At age 22, my son’s become a man. Over lunch he discussed finances like the adult he’s matured into. The question came up regarding loans and payments. He purchased furniture for his apartment on credit a year ago.  Now, his finances have changed a bit. We spent time going over a budget and reviewing how [...]

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H1N1 and Seasonal Flu: What should you do today?

This is an extra post for the week.  As an OSHA/HR  career consultant and speaker on this topic for several years, you can take this post as a community service message from Mrs. Bankrupt. Given the recent H1N1 outbreaks in colleges across the country, (and my own community), I’m throwing in my advice.
In addition to saving money, [...]

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The Economy is Recovering. What the Heck Have We Learned?

According to reports, the economy is picking up. That’s good news, because we’re all sick of hearing (and living) disparaging reports of sinking businesses, failing job markets and the empty prices of stocks. It’s time for change. Analysts reveal consumer spending is thawing and home markets are picking up nicely. (A collective, “Amen” from all [...]

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